Owning a home has been an essential part of the American Dream. Joy Aquiat is an expert at analyzing and evaluating an applicant’s financial status and then finding the best loan for them. Joy was born in the Philippines and speaks Ilocano, Tagalog and English. She grew up in Hawai’i and learned the way to live Aloha. Aloha is a way of living and treating each other with love and respect. Joy is the type of person who goes above and beyond for each of her borrowers and clients. She relocated to Florida with her husband, who is a US Air Force Active Duty Member at Eglin Air Force Base. As a military spouse, she understands the challenges of having to move and adapt to new environments in a short amount of time. Joy was a Realtor in Hawaii and Florida before becoming a mortgage loan officer. Whether you’re a first-time home buyer, looking to trade up, deciding to downsize, or simply wishing for a change, she can help you consider all your options by incorporating her experiences in real estate and knowledge in financial services. Home buying can be stressful and overwhelming – but they don’t have to be, not with a trained and caring professional like Joy Aquiat on your team.