I am a very fortunate person and I have a great support staff beginning with my wife Tonya (19 years) and two great kids, Nicholas - 14 - and Amanda - 13 - (2 great labs, Jasimine and Cassie). Tonya and I enjoyed moving around for a few years before finding our true home and it's great to feel part of the Gulf Coast Family. Both Tonya and I enjoy being part in many local charities and I am very much honored to be on the Board of Directors for the NWF Mental Health Association. We love being active in several community organizations and I especially enjoy coaching many of my kids sporting teams.

As the Branch Manager for BOE Mortgage it has given me that family owned business feel but with all of the expertise of the big banks. BOE Mortgage is a division of Bank of England, from England, Arkansas and was started in 1898. It is still to this day family owned and operated. Even though I am the manager now, I still bring over 10 years of experience and training here in Fort Walton Beach. Here at my BOE Mortgage branch, I have my loan officers only focus on and work with a max of 10 Realtors. Our commitment to those Realtors and to focus on their clients' needs. We know if we can help our Realtor partners be more successful, we will in return be more successful. While most other companies keep trying the shotgun approach, we have found that a small successful team is much better than a large spread team that is spread thin and weak on service. If you're interested in this concept please send me a message and I can tell you more about our program and to see if we have a loan officer in your area that can assist you.