Fixed Rate
For borrowers that plan to stay in their homes for a long time, Bank of England Mortgage offers several fixed rate mortgage options—including 10, 15, 20, and 30 year programs.
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We Are Bank of England Mortgage
We take pride in being there when our borrowers need us, day and night. Our mission is to deliver total value to our customers. This means competitive rates, STRESS-FREE closings, extensive product knowledge, and a friendly helpful attitude.
Since our doors opened in 1898 in England, Arkansas, Bank of England Mortgage has been providing down home service. Along with powerful nationwide mortgage loans, we offer clients peace of mind knowing they are working with a credible national mortgage banker. Our success is due primarily to the talent of our people and access to hundreds of mortgage products at industry best pricing. Our management team has a combined 150 years of mortgage experience and is actively involved as members and board members on local, state and national mortgage broker and banker associations.
We understand you're making a commitment when buying a new home, refinancing or cashing out the equity in your home. You can be certain that we'll do our utmost to answer all of your questions quickly, so you can be confident that you have the best loan to fit your financial goals. Our mortgage professionals stand by ready to give you the personal attention you deserve and treat you with the respect due a valued customer.
Now serving: Atlanta, GA || Madison, AL || Ft. Walton Beach, FL
Welcome to Florida's Emerald Coast
Fort Walton Beach, Destin, and Scenic 30A are located between Pensacola and Panama City Beach along North Florida’s beautiful Gulf Coast. Each offer white sandy beaches, emerald waters, and are home to some of the best offshore fishing in the world. The Gulf Coast of Florida is often referred to as the Emerald Coast because of the gorgeous emerald waters and sugar white sand making the beaches perfect for resting your toes.
Top Ten Reasons to Live on the Emerald Coast
1. Everyone is jealous of Florida’s weather
2. Interact with dolphins at the Gulfarium in Fort Walton Beach
3. No state income tax, no inheritance tax, or estate tax
4. Average to below average cost of living
5. Endless recreation: boating, golf, watersports, biking, walking, running
Loan Programs
Adjustable Rate
Our adjustable rate mortgages offer an excellent option for home buyers - a lower rate than traditional fixed-rate mortgages offer and the stability of longer-term fixed-rate mortgages.
FHA Loans
An FHA loan provides low-cost insured home mortgage loans that suit a variety of purchasing options. Whether you're buying or refinancing your home, an FHA loan might be right for you.
Vacation/Second Homes
Our vacation home mortgages make your dreams - backyard barbecues and sunsets by the lake, relaxing fishing trips with children and grand children, family skiing vacations - a reality.
VA Loans
We offer an easy-to-understand loan process for our veterans. Whether you're buying a home or refinancing your existing mortgage, we are your ultimate VA loan information center.
USDA Loans
A home loan from the USDA loan program, also known as the USDA Rural Development Guaranteed Housing Loan Program, is a mortgage loan offered to rural property owners by the United States Department of Agriculture.
Jumbo Loans
If amount of the loan for your dream home exceeds the federal limits for conventional loans, you need a jumbo mortgage loan from Bank of England Mortgage.
Reverse Mortgages
With a reverse mortgage, you borrow against the equity you have established in your home and do not need to repay the loan for as long as you live in the home as your primary residence, maintain your home in good condition, and pay property taxes and insurance.
Home Equity Loans
Whether you want to consolidate debt, pay tuition or make home improvements, our experts have the information you need to make a decision and achieve you financial goals.
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Bank of England Mortgage has tried to provide accurate and timely information; however, the content of this site may not be accurate, complete or current and may include technical inaccuracies or typographical errors. From time to time changes may be made to the content of this site without notice. Bank of England Mortgage may change the products, services, and any other information described on this site at any time. The information published on this site is provided as a convenience to visitors and is for informational purposes only. You should verify all information before relying on it and decisions based on information contained in our site are your sole responsibility. If you are an individual with disabilities who needs accommodation, or you are having difficulty using our website to apply for a loan, please contact us at (850) 362-6488. This contact information is for accommodation requests only.
Bank of England Mortgage is a division of Bank of England. NMLS 418481. Member FDIC.