Fort Walton Beach

Come in and let us find the perfect home for your family.

Meet Our Team

Thank You For Your Service

Our VA Loan team can help you get the home you deserve.

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6 Minutes Can Change Your Life

Our FastApp makes applying for your mortgage simple, painless, and VERY Fast!

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Need a Bigger Home?

Our mortgage experts can help you find the perfect loan program to fit your needs.

Available Loan Programs

We Are Bank of England Mortgage

We take pride in being there when our borrowers need us, day and night. Our mission is to deliver total value to our customers. This means competitive rates, STRESS-FREE closings, extensive product knowledge, and a friendly helpful attitude.

Since our doors opened in 1898 in England, Arkansas, Bank of England Mortgage has been providing down home service. Along with powerful nationwide mortgage loans, we offer clients peace of mind knowing they are working with a credible national mortgage banker. Our success is due primarily to the talent of our people and access to hundreds of mortgage products at industry best pricing. Our management team has a combined 150 years of mortgage experience and is actively involved as members and board members on local, state and national mortgage broker and banker associations.

We understand you're making a commitment when buying a new home, refinancing or cashing out the equity in your home. You can be certain that we'll do our utmost to answer all of your questions quickly, so you can be confident that you have the best loan to fit your financial goals. Our mortgage professionals stand by ready to give you the personal attention you deserve and treat you with the respect due a valued customer.

Now serving: Atlanta, GA || Madison, AL || Ft. Walton Beach, FL

Bank of England Mortgage Ft. Walton Beach

Welcome to Florida's Emerald Coast

Fort Walton Beach, Destin, and Scenic 30A are located between Pensacola and Panama City Beach along North Florida’s beautiful Gulf Coast. Each offer white sandy beaches, emerald waters, and are home to some of the best offshore fishing in the world. The Gulf Coast of Florida is often referred to as the Emerald Coast because of the gorgeous emerald waters and sugar white sand making the beaches perfect for resting your toes.

Top Ten Reasons to Live on the Emerald Coast
1. Everyone is jealous of Florida’s weather
2. Interact with dolphins at the Gulfarium in Fort Walton Beach
3. No state income tax, no inheritance tax, or estate tax
4. Average to below average cost of living
5. Endless recreation: boating, golf, watersports, biking, walking, running

Learn More about the Fort Walton Beach area
Bank of England Mortgage Ft. Walton Beach

Loan Programs

Fixed Rate Mortgage Loans from Bank of England Mortgage
Fixed Rate
For borrowers that plan to stay in their homes for a long time, Bank of England Mortgage offers several fixed rate mortgage options—including 10, 15, 20, and 30 year programs.
Adjustable Rate Mortgage (ARMs) from Bank of England Mortgage
Adjustable Rate
Our adjustable rate mortgages offer an excellent option for home buyers - a lower rate than traditional fixed-rate mortgages offer and the stability of longer-term fixed-rate mortgages.
FHA Loans from Bank of England Mortgage
FHA Loans
An FHA loan provides low-cost insured home mortgage loans that suit a variety of purchasing options. Whether you're buying or refinancing your home, an FHA loan might be right for you.
Vaction and Second Home Mortgages from Bank of England Mortgage
Vacation/Second Homes
Our vacation home mortgages make your dreams - backyard barbecues and sunsets by the lake, relaxing fishing trips with children and grand children, family skiing vacations - a reality.
VA Loans from Bank of England Mortgage
VA Loans
We offer an easy-to-understand loan process for our veterans. Whether you're buying a home or refinancing your existing mortgage, we are your ultimate VA loan information center.
USDA Loans from Bank of England Mortgage
USDA Loans
A home loan from the USDA loan program, also known as the USDA Rural Development Guaranteed Housing Loan Program, is a mortgage loan offered to rural property owners by the United States Department of Agriculture.
Jumbo Loans from Bank of England Mortgage
Jumbo Loans
If amount of the loan for your dream home exceeds the federal limits for conventional loans, you need a jumbo mortgage loan from Bank of England Mortgage.
Reverse Mortgages from Bank of England Mortgage
Reverse Mortgages
With a reverse mortgage, you borrow against the equity you have established in your home and do not need to repay the loan for as long as you live in the home as your primary residence, maintain your home in good condition, and pay property taxes and insurance.
Home Equity Loans from Bank of England Mortgage
Home Equity Loans
Whether you want to consolidate debt, pay tuition or make home improvements, our experts have the information you need to make a decision and achieve you financial goals.